APR may vary if the Amount Financed exceeds TFS's Maximum Advance for the contract, your FICO score is below 520 and/or you apply for 72-84 month financing. Ask your dealer to explain how APRs vary for FICO scores below 520 and 72-84 month financing.
Maximum Advance means the total amount financed less cancelable optional products financed with the vehicle, expressed as a percent of dealer invoice (new). Finance contracts with Maximum Advances of over 120% for applicants with FICO Scores of more than or equal to 650 or over 100% for FICO scores of less than 650 will result in an increase of the APR by .25 or .50 respectively.
| Maximum Term |
Zone 1+ 720 + (11) |
Zone 1 719-690 (1) |
Zone 2 689-670 (2) |
Zone 3 669-650 (3) |
Zone 4 649-630 (4) |
Zone 5 629-610 (5) |
Zone 6 609-580 (6) | Zone 7 579-520 (7) |
| 60 |
4.70 | 4.75 |
7.45 |
8.55 | 14.55 |
16.60 |
19.50 | 21.25 |
| 63 | 4.70 | 4.75 |
7.45 |
8.55 |
14.80 |
16.85 |
19.75 | 21.50 |
| 66 | 5.15 | 5.20 | 7.90 |
9.00 |
14.90 | 17.25 |
20.00 |
21.75 |
| 72 | 5.35 |
5.40 |
8.30 |
9.40 |
16.45 |
18.05 |
20.40 |
22.15 |
| 75 | 5.85 | 5.90 |
8.30 | 9.40 | 16.70 |
18.30 |
20.65 |
22.40 |
| 84 | 6.60 | 6.65 |
N/A |
N/A |
N/A |
N/A |
N/A |
N/A |
1500 Automall Drive
Columbus, OH 43228